PART 2
The first account on Finn’s report was a $9,000 personal loan.
The second was a credit card with a $4,500 limit. Maxed.
The third was a cell phone plan.
The fourth was a utility account at an apartment in Dayton.
I didn’t recognize that address.
I called the utility company. The account holder’s name was “Finn Wessel.” The service address belonged to a man named Corey Lutz.
Brianna’s boyfriend.
My sister had used my six-year-old’s Social Security number to turn on the electricity for her boyfriend’s apartment.
I sat on my kitchen floor until 3 a.m.
Then I did everything right.
I froze my credit and Finn’s with all three bureaus. I filed an identity theft report with the FTC. I filed a police report the next morning, with both credit reports and the text from my mother: “If you report this, don’t bother bringing that baby to this house.”
The detective, a tired man named Sergeant Holloway, read it twice.
“Ma’am, your mother admitted in writing that she knew.”
“She admitted it out loud too.”
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